Josh Redfern started his Derbyshire based business in July 2022. Whilst working for Westwood Farm part time, he identified an opportunity for landscaping and agricultural work on the farm and around the local area. Josh used Fixed Rate Hire Purchase to acquire his used mini digger and Indespension Trailer. Paying regular monthly payments at a fixed rate of interest has helped to finance the machine aligned to his cash flow and helps spread the cost, preserving cash for other bills like fuel.
If I’d paid for it all in one chunk, I would never have had as nice or reliable machine as I have now or a safe trailer to tow it round with. It was just out of my reach.
Josh Redfern, Sole Trader
Recently established as a sole trader, it was a challenge for Josh to find a finance provider willing to fund the used equipment he was looking to acquire – a used mini digger and Indespension Trailer.
I found JCB Finance on the internet when I was looking around – a lot of finance companies wanted me to have a trading history which I didn’t have but JCB Finance were willing to take me on. And no one came close on the rate.
Josh Redfern
Josh Redfern, Sole Trader
I approached other lenders but because I wasn’t already trading, they wouldn’t talk to me or wanted to charge silly rates.
Can’t fault anything. If I emailed over any queries, she’d ring me back and take the time to go through it all. It was all new to me and she took the time to go through it in an understandable language.
Home