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VIP standard
 
Finance Packages:

Contract Purchase
Fixed Rate Hire Purchase
VIP Standard
VIP Flexibuy
Variable Rate HP
Flexibuy
Finance Lease
Operating Lease
Contract Hire
JCB Contract Plan


Field Locator

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  VIP Standard

Fixed rate Hire Purchase with a difference. Particularly appropriate if early settlement is expected or there is the possibility of lump sums being paid off during the agreement term. Both are possible without additional costs and extra savings would become available because the interest is calculated daily on the remaining balance and paid monthly or quarterly. The actual interest rate is based upon a negotiated percentage rate fixed at the start of the agreement. This facility is not available to Sole Traders or Partnerships when borrowing less than £25,001.


Benefits

  • Fixed repayments of capital.
     

  • Hedge against inflation and interest rate rises.
     

  • No additional costs for early settlement.
     

  • Ability to pay off lump sums.
     

  • VAT fully reclaimable.
     

  • Tax writing down allowances available.
     

  • The machine is yours after the last payment.
     

  • Can be linked to dealer service, repair and maintenance agreements.

 

 
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