call us on 0800 150650
VIP Flexibuy
 
Finance Packages:

Contract Purchase
Fixed Rate Hire Purchase
VIP Standard
VIP Flexibuy
Variable Rate HP
Flexibuy
Finance Lease
Operating Lease
Contract Hire
JCB Contract Plan


Field Locator

JCB Finance's expertly trained field staff are spread throughout England, Scotland and Wales.  Click here to find your local field staff.
 

 
 
  VIP Flexibuy


Fixed rate Hire Purchase
that combines the best of VIP and Flexibuy with fixed equal monthly repayments of capital and estimated interest. Particularly appropriate if early settlement is expected or there is the possibility of lump sums being paid off during the agreement term. Both are possible without penalty and extra savings would become available because the interest is calculated daily on the remaining balance. Any lump sums paid during the agreement would consequently shorten the repayment period - fix the payment and float the period. The actual interest rate is based upon a negotiated percentage rate at the start of the agreement. This facility is not available to Sole Traders or Partnerships when borrowing less than £25,001.


Benefits

  • Interest rate agreed and fixed at time of documentation.
     

  • Fixed repayments of capital and interest.
     

  • Hedge against inflation and interest rate rises.
     

  • Accurate budgeting.
     

  • No monthly/quarterly interest bills.
     

  • No additional cost for early settlement.
     

  • Ability to pay off lump sums.
     

  • VAT fully reclaimable.
     

  • Tax writing down allowances available.
     

  • The machine is yours after the last payment.

  View current Special Offers available from JCB Finance

 

 

©2008 JCB Finance Ltd